Home / News / National / Deux policiers tués lors d’une opération anti-gangs à Grand Ravine

Deux policiers tués lors d’une opération anti-gangs à Grand Ravine

Deux policiers haïtiens ont été tués et trois autres blessés par balles lundi lors d’une opération lancée dans un des quartiers les plus défavorisés de la capitale, a déclaré la direction de la police nationale d’Haïti (PNH).

–Cette vidéo fait la une–

“J’exprime mes profondes sympathies et mes sincères condoléances aux familles des policiers victimes à Grand Ravine lors d’une opération policière” a indiqué lundi après-midi le Premier ministre haïtien Jack Guy Lafontant sur les réseaux sociaux.

Dès 5h du matin lundi, plusieurs unités de police sont entrées dans les ruelles du quartier pauvre de Martissant, dans l’ouest de l’aire métropolitaine de Port-au-Prince, dans le cadre de la lutte contre les gangs de la zone appelée “Grand Ravine”, selon les précisions apportées par la direction départementale de la PNH.

Plusieurs riverains auraient aussi été blessés par balles mais le bilan complet de l’opération n’a pas encore été dressé par la PNH qui n’était pas encore en mesure, lundi après-midi, de préciser combien d’arrestations avaient été réalisées dans le cadre de cette intervention.

La mission des Nations Unies pour l’appui à la justice en Haïti (Minujusth) a pris le relai, il y a moins d’un mois. Uniquement composée de policiers et de civils, cette sixième mission de maintien de la paix en Haïti au cours des 25 dernières années vise notamment à poursuivre le travail de renforcement de la PNH. Lu sur LoopHaiti

— Promoted content

What Does Homeowners Insurance Cover?

Home insurance is a package policy that provides financial protection for your home and your personal property inside it. The policy also protects the homeowner and their family from being liable or responsible for injuries or damages to others and their property. A number of different things fall into those categories, but we’ve detailed the coverages below so you know what’s covered and what isn’t.

  • Perils that Home Insurance Protects Against
  • What Home Insurance Covers
  • What Home Insurance Doesn’t Cover

Perils that Homeowners Insurance Protects Against

There are 16 common perils or disasters that can affect homes. These can range from the natural disasters to crimes committed by others. Most policies will cover any damage as a result of any one of the 16 common perils which are: fire or lightning; windstorm or hail; an explosion; riot or civil commotion; damaged caused by aircraft; damage caused by vehicles; smoke; vandalism or malicious mischief; theft; volcanic eruption; falling objects; weight of ice, snow or sleet; accidental overflow of water from within a plumbing, heating air conditioning or automatic fire protection system; sudden and accidental tearing apart, cracking, burning or bulging of a steam system, heating system, air conditioning or automatic fire protection system; freezing of plumbing and other systems; and damages from artificially generated electrical currents.

What Homeowners Insurance Covers

Here are the main coverage types that a standard home insurance policy can have. In most policies, what is covered is explicitly listed out, and can be grouped into the categories below. There are a number of perils or additional protections that aren’t usually included in policies by home insurance companies (we’ll go into that below). Your home insurance company will pay out for any claims covered net of your deductible.

The Structure of the Home

Sometimes called the “dwelling,” this part of the policy covers physical damage to the home itself. Damage to any walls, the roof, floor or doors are examples of things covered under the structure of the home. The foundation of your home and other parts that might not necessarily be visible are also covered. In addition to the home, most policies also will include detached structures such as a garage, shed or gazebo.

Personal Belongings

Homeowners insurance covers the personal belongings of the insured no matter where in the world the belongings are located – not just inside their home. It also covers the belongings of others under two circumstances: the personal belongings of those who live on the policyholder’s property, as long as the belongings are on the property, and the belongings of guests while the policyholder is present.

Personal belongings include things such as furniture, electronics, clothing, sporting equipment, watercraft, silverware, firearms, furs and jewelry. Trees, plants and shrubs also are covered in the event of all perils, except wind damage and disease.

Documenting the belongings you own is critical to making the most out of your homeowners insurance protection. Most people are unable to recall all of their possessions in the event of a partial or total loss. For that reason, policyholders need to inventory their belongings they would claim if damaged or lost due to a peril. The inventory of belongings should include photos or video of the items as well as any receipts and proof of purchase to attach, which is much easier in this current age of smartphones. It is also a good idea to let your insurance company know about any items that are individually exceptionally valuable, such as jewelry, special collections or artwork. Once the inventory is complete, store it digitally online or a hard copy at a location other than your home.

Check Also

18 novembre 2017 : Commémoration de la bataille de vertières

18 novembre 1803, l’armée professionnelle française détale, dans la débandade devant une armée d’esclaves. Quelques …