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Un individu arrêté, met KO un policier avec un coup de pied

Un individu arrêté, met KO un policier avec un coup de pied. Voir la vidéo ci-dessous.

 

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Car Accidents and Insurance

Since driving a car is so commonplace in the United States and all states require a minimum level of liability insurance, it’s important to understand how to work with an insurer after a car accident. FindLaw’s Car Accidents and Insurance section covers the basics of insurance coverage as well as in-depth resources on state insurance coverage laws. This section also includes an article on collision insurance (which reimburses you for damage to your vehicle regardless of fault), a thorough explanation of underinsured motorist coverage and whether you need it, and what to do if the other party’s insurer denies your claim.

What Should My Car Insurance Policy Cover?

At a minimum, motorists are required to purchase liability insurance in order to compensate for injuries or vehicle damage to other motorists (which depends on who’s liable). State insurance laws set minimum liability coverage amounts for bodily injury and property damage to others. Common insurance policy coverage areas include the following:

  • Bodily Injury (liability): This is what your insurer will pay when others are injured (medical expenses) or killed (payment to deceased’s family) when you are at fault for the accident.
  • Property Damage (Liability): When the insured is at fault, the insurer will pay for damage to the property (typically vehicles) of others.
  • Personal Injury Protection: Insurer pays for injury claims and other damages claimed by passengers.
  • Collision Coverage: Even if the insured is at fault, the insurer will pay for any vehicle damage, sometimes extending to other property.
  • Comprehensive Coverage: This covers much more than just accidents and typically includes damage from fire, theft, vandalism, or other such acts; often required for new cars that are financed through a third party. See more http://injury.findlaw.com/car-accidents/car-accidents-and-insurance.html

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